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A guide to equipment, business use, professional liability, cyber risks, and policy questions for people working from home.

Use this checklist to identify common small-business risks, from public liability to equipment, cyber incidents, and business interruption.

Understand how professional indemnity and errors-and-omissions coverage relate to advice, services, mistakes, and client disputes.

Review cyber incident response, breach costs, exclusions, security requirements, and practical preparation before requesting quotes.